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Says Albert Ramond: "Once losses are disclosed it becomes a relatively easy affair to eliminate them, as long as managers, workers and engineers are of one will." French-born, U.S.-naturalized, he started in the efficiency business 22 years ago as Charles Bedaux's No. 6 man. He controls the company by agreement only, since Charles Bedaux and wife (now reported in Occupied France) still own 55% of the stock. But Ramond and his fellow engineers, thanks to a bonus system of their own, are making and keeping most of the money.