We confess we haven't given this card a user-test. (Too many cards are bad for one's credit report.) But it's hard not to love the idea. A kidney-shaped credit card that snaps into a carrying case keychain. Fiscal independence doesn't have to look so square, or even so rectangular. As a marketing ploy to lure in design-susceptible college teens it's pure evil genius as well. There are other cool-looking cards out there, but none so out there as Discover's.
The Piano Man conquers Broadway, Eminem goes Hollywood, plus the rest of TIME's picks for the best of the year