Don't you just get sick thinking about all those Silicon Valley optionaires who lost much of their fortune in the tech meltdown? Perhaps not. Poor little not-so-rich kids. We should all have such problems, right? Turns out many of us do. The number of people holding employee stock options is exploding, up 10-fold to 10 million since 1992. And most option holders are in non-tech industries, where the programs are so new that many recipients haven't a clue how to manage this asset.
How clueless are they? In a telling survey, Oppenheimer Funds found that 37% of holders felt they understood...