MORTGAGE TWO-TIMERS Your mortgage broker is supposed to be working for you, sifting the best deal from among lenders. But a new government report warns that many brokers, who handle half of all mortgages, have undisclosed agreements with lenders, letting them make money on top of the $1,000 to $3,000 per loan that borrowers typically ante up. Ask about such deals before you pay any fee. Also, that fee shouldn't go up just because rates do.
HOME RULE The IRS has been picky when it comes to taking deductions for using part of your home as an office. But a change...
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