THE INTERNET IS A GREAT PLACE TO visit, but most modem jockeys, once they receive their first online bill, find they wouldn't want to live there--at least for long. Commercial online services like America Online, CompuServe and Prodigy have made the Net accessible to millions at an hourly rate, making it all too easy to run up hundreds of dollars a month in connection charges. Smaller, flat-rate, local-access providers like Netcom or PSInet have championed flat-rate service that allows unlimited access at $20 to $30 a month but can't always keep up with demand; busy phone lines have led many users...
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