It's the ultimate medical nightmare. You slip under the anesthesia confident that your problem will be solved with some simple procedure -- a polyp excision, for example, or tubal ligation. But when you wake up you find your breasts are missing or your intestine now terminates in a plastic bag. Too bad we had the wrong patient, the surgeons shrug, because the operation went beautifully.
Something similar could be happening in the area of health-care reform. Dreaming of universal, comprehensive health insurance, Americans are about to wake up to a byzantine new arrangement called "managed competition." More than 60% of the...