Before he lost his job at Citicorp four months ago, Harvey Lewis had been dutifully climbing the corporate ladder for 25 years. He had joined the bank at 18 as a backroom clerk and worked his way up to assistant vice president, picking up his M.B.A. along the way. But his dream of reaching the top ranks ^ was dashed when Citicorp closed his New Jersey mortgage-banking office. "They even offered me a gold watch," says the father of five-year-old twins. "But I wasn't ready to retire." Instead he used part of his $65,000 severance to start his own business: a...
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