Growing up, Tracy Gary lived in opulent homes in Manhattan, Bal Harbour, Fla., and on Lake Superior's Madeline Island, traveling among them in the family plane, helicopter and yellow Rolls-Royce. Parties and presents were plentiful, including a Ford Mustang for high school graduation. At 21, Gary received the ultimate gift: a $2 million inheritance. Most people would have been overjoyed, but the windfall only intensified her long-held feelings of guilt, isolation and impotence. "I was overwhelmed," says Gary, now 36, who lives in San Francisco. Her problem: the plague of anxieties that seems to afflict a growing number of the very...
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