Judy Sadlier and Gene Budinger wanted to spend their retirement adrift. Over the last years of their working life in Fort Lauderdale, Fla., Judy, 69, a financial adviser, and Gene, 67, a real estate agent, had daydreamed of taking a few years to explore the Caribbean in the Skylark, their 36-ft. sailboat. But when a sailing buddy told them two years ago that he was giving up an apartment he had rented in Antigua Guatemala and asked if they wanted it, they jumped at the opportunity.
After sailing up the Rio Dulce, Guatemala's "Sweet River," the couple made their way to...
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