When TIME's Nation section first began working on this week's cover story, which examines the crisis in liability Insurance, it intended to focus on America's courts. Says Nation Editor Walter Isaacson, who oversaw the project: "We were planning to look at the sweepstakes-size jury awards that were being handed out in personal-injury cases. But we kept running into horror stories about manufacturers, doctors, lawyers, peace marchers, transit systems, municipal beaches, even whole towns that were having trouble getting insurance. So we decided to concentrate on the insurance crisis and look at all the causes, including the unpredictable legal system."
Isaacson is...
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