Still using an ordinary phone line to get online? If so, you may feel like a kid with his nose pressed against a toy-store window. Inside are the lucky kids with those always-on DSL or cable modems, happily downloading a dozen times as fast as you can and not having to go off-line every time Mom wants to call. But times are tight, and you don't have a lot of extra cash to shell out every month. How can you afford to join their party?
Take heart. There are still more of us outside the window than in. (About 54 million...
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