Bodie, a Boston University finance professor and author of Worry-Free Investing, is a worrywart. He doesn't want you to invest your retirement fund in stocks, period. Why? Because stocks are just too darned risky. "If you want to save more than that and speculate in the stock market, by all means, do it," he says. "But you need to recognize that you can't count on it when you do that."
Key Stat: 100%
The proportion of your retirement savings that should be invested in Treasury inflation protected securities (TIPS). You won't lose it