How to E-Mail Money Using PayPal.com

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I have seen the future of cash. And I like it. In fact, I love it. I haven't been able to print my own yet, but this will do for now. It's a person-to-person service called PayPal, and it allows users to send each other money instantly by e-mail. From my credit card to your bank account. No charge. No mother's maiden name.

When I tell friends about it, the first reaction is a snigger ("The geek's really lost it this time money via e-mail?"). When I explain how it works and tell them the possibilities, the sniggering stops. The next reaction is often "How can I invest?" Too late: Goldman Sachs, Nokia Ventures and Deutsche Bank, among others, already have.

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