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The Commerce Department doled out $24 million today to create small, Internet-like entities in 45 states, with a concentration on networks that reach the poor, the isolated or minorities. More than 1,000 proposals competed for the money. Among the winners: The Native American Public Broadcasting Consortium Inc., of Lincoln, Neb., to link more than 500 Indian tribal governments ($155,844); a Chicago network to make home mortgage and lending information accessible to low-income neighborhoods ($415,497); San Francisco's LatinoNet on America Online, aiming to make Hispanics more politically active ($450,000); and the smallest grant to Hall, Mont., to set up Internet links in a two-room schoolhouse.