THE MARKETS

Monday, Sept. 12, 1994
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Dow Jones industrial average down 14.47 points, closing at 3,860.34 . . . N.Y.S.E.'s composite index lost 1.06 to 257.32 . . . NASDAQ stock dipped 3.72 to 760.01 . . . American Stock Exchange gained 0.52 to 455.06 . . . Gold lost $0.80 to $390.90 on the Commodity Exchange in New York . . . The 30-year Treasury bond closed with a yield of 7.71 percent, up from 7.70 late Friday.