THE MARKETS

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Dow Jones industrial average down 3.89 points, closing at 3,751.22 . . . N.Y.S.E.'s composite index down 0.54 to 255.27 . . . NASDAQ stock down 0.14, to 742.29 . . . American Stock Exchange up 0.32, to 445.77. . . Gold down $0.20, to $381.70, on the Commodity Exchange in New York . . . The 30-year Treasury bond closed with a yield of 7.55 percent, up from 7.48 late Friday.