Dow Jones industrial average down 42.09 points, closing at 3624.96 . . . N.Y.S.E.'s composite index fell 1.56 to 245.16 . . . NASDAQ stock-market composite index down 0.03 to 703.98 . . . American Stock Exchange down 0.27 to 423.75 . . . Gold rose $1.00 to $385.80 on the Commodity Exchange in New York . . . The 30-year Treasury bond closed with a yield of 7.61 percent, up from 7.51 late Wednesday.