DAY TRADING YOUR 401(K)? More companies are adding brokerage accounts to their 401(k)s; 14 % of plans offered them last year, up from 7% in 1997. Ameritrade has partnered with two plan providers, touting same-day transfers from core investments into self-directed accounts. It's risky business, and roughly 5% of 401(k) participants are trading. At Fidelity, the majority are baby boomers with six-figure salaries.
HOLDING OUT Hard to believe, but you may not be the only one your boss is underpaying. The IRS recently warned that more small-business owners are failing to withhold income and other taxes from their employees' paychecks. Some...
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