Making Another Big Score

Lisa Ngai, a senior at Ferndale High School near Bellingham, Wash., aims to be the first from her immigrant family to go to college. In the past three years she has taken the SAT I three times, the PSAT (which determines National Merit Scholars) twice, SAT II exams in math, writing and U.S. history and, for good measure, the College Board's Advanced Placement calculus exam. This year she is enrolled in three more AP classes. By the time she graduates, she will have paid nearly $500 for tests sponsored by the College Board and designed by the Educational Testing Service--hardly an...

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