SET THEM FEE Air travelers prone to altering nonrefundable bookings no longer need to pay that $75 "change fee" to American, United or Continental. They will need to pay $90 (American) or $100 fees. Other airlines' penalties are expected to take off; as a Mission, Kans., travel specialist puts it, "They're like lemmings." Carriers say the fees replace money lost when they can't resell seats that customers have abandoned. Low-fare rivals, like Southwest, do not charge the penalty.
KNOW NEW TAXES Whenever you pick a mutual fund, don't forget you are trying to make money for Uncle Sam as well as...
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