So you got a little careless. You didn't rebalance your portfolio as tech stocks soared a year ago. Maybe you hung on to that dotbomb until it exploded, and then made things worse by running up your credit cards. Or while your investments were booming, you decided you could afford to save less. With stocks cratering and the economy slowing, you don't feel so flush anymore. It's time to get real and fix those giddy-times mistakes.
In some cases, the fixes will take time. The NASDAQ just turned in the worst year of its 29-year existence, falling 39%. The Dow and...
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