House Guess

Will your insurance policy pay the entire cost to rebuild your home? Better check now

I look forward to reviewing my homeowner's insurance the way I do to cleaning the gutters on the roof. Preventive care is a pain. It's amazing, though, how much trouble can turn up. Did you know, for example, that coverage guaranteeing you'll have enough money to rebuild your house is disappearing? That's what my Allstate agent told me a few weeks ago, and I was floored. Isn't the main point of homeowner's insurance to ensure that you can replace your house should it burn down?

Yes, and it still does that--but not automatically. To reach the right amount, you're going to...

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