My daughter has reached the age where I can no longer fake expertise in the two subjects I know almost nothing about: sex and money. So far, I've got by with a lot of prevarication, blundering and sending her to her room. But when she came home after school and asked, "How's the Dow?" I realized I was facing a so-called teachable moment. Unfortunately, as one of the three people left in this country who still has her savings in a passbook account, I have a lot to learn before I can teach my kid to play a financial instrument. I'm...
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