How do you ruin a perfectly good relationship with your parents? Ask them about, ahem, the will. It's a real conversation stopper.
Talking to parents about issues associated with aging is difficult, which is why so few of us do it at all. Almost two-thirds of parents and children have had no conversation about end-of-life issues, according to the American Association of Retired Persons. "When you put money, love and death together, it's like a triple whammy," says Olivia Mellan, a Washington psychotherapist. "Who wants to talk about that?"
Not talking, however, is the worst kind of estate planning, according to...