Money: The Taxman Giveth

Many of us are getting money back from the IRS. What to do with it?

When experts talk about what you should do with your tax refund, they usually focus on a couple of options: deposit it in an IRA or pay down your credit-card debt. But there are other options to consider, especially because, thanks to last year's tax-law changes, this year's refunds are 5% higher, averaging $2,100 per return. You may eventually decide the IRA deposit or debt-reduction strategy is for you--but here are some other possibilities:

GET A FINANCIAL PLAN. It may cost you, but it's worth it. According to new research from Bankrate.com individuals who plan their finances carefully are...

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