The most celebrated date in the year when it comes to taxes is, of course, April 15--the first and most widely observed deadline for filing your tax return. But from a planning point of view, year-end is the more critical moment, and it's bearing down like an IRS agent with Leona Helmsley's diary. You can still cut your tax bill for 1999 and beyond. Don't panic. But put down the holiday shopping list, for a while anyway, and consider some steps that will pay off all year, not just for a few sparkling moments in December.
The good news is that...
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