Early Retiree: Take the Money and...?

This is what too much money can do to a person. Since selling his business to Netscape in March 1996 for "enough to sustain my lifestyle indefinitely," Jayson Adams, 32, has spent a lot of time thinking. An incredible amount of that thinking has taken place at Menlo Park's Cafe Borrone, a coffee shop four blocks from his apartment. "Since I was 16 or so, my objective was to start a company and sell it or IPO," he says, sipping a cup of tea.

Now he's not sure what his objective is. "If you don't have a job, you have to...

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