The Young and the Debtless

I know a number of people in their 20s and 30s who are not multimillionaires. I know people that age who have no stock options whatsoever. Some of them, in fact, have no stock. Given all we read about 28-year-old Internet executives whose holdings were cut by recent stock dips to only about $40 million, or investment bankers who now feel they have a nest egg large enough to allow them to ease into retirement at 27, or 30-year-old writers who wandered onto the staff of the right sitcom while waiting for the first novel to jell and have now been...

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