Karl and Claire Ritzler are typical vanguard baby boomers: they've worked for nearly three decades; two kids are out of the house, and the third is nearing college graduation. And, at age 50, statistically speaking, the Ritzlers are only a little more than halfway through life. That's right: the Society of Actuaries estimates that baby boomers will be the first generation of which both sexes are expected to live well into their 80s, and many will live to see a 100th birthday.
That's great news--if you can afford it. Trouble is, recent studies indicate that most boomers will outlive their savings--unless...
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