Your Money: Dec. 7, 1998

Claim the Unclaimed Cash

Look who's bearing gifts this holiday season. Last week the IRS said that it's searching for 100,000 folks who haven't claimed their 1997 tax refunds, for a total of $68 million. If you're not among that lucky crowd, though, check out to see if you're one of the millions of others who are owed money--from utility deposits to old bank accounts. UNCLAIMED FUNDS

Social Security unmatched benefits $234 billion

IRS tax refunds '94-'97 over $208 million

HUD/FHA mortgage insurance refunds $13 million

Watch How Funds Overlap

When it comes to diversification, many mutual-fund investors...

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