Parents' Guide: Money Counts

Kids learn financial sense best when parents encourage them to manage their own cash

The turkey isn't even on the table yet and already prime-time TV is stuffed with toy ads, malls are bursting with shoppers and the kids are on their third draft of Santa wish lists. With the holidays comes lots of joy for many parents but also the stress of dealing with children whipped to a materialistic frenzy. Hands extended and wish lists perfected, they seem to have no sense of what it costs Mom and Dad (or Santa) to deliver the Nintendo games, Barbies, Air Jordans and stereo systems that help make this time of year so exciting.

"The holidays...

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