Follow The Teacher

Now you can invest with the best: pension-fund manager TIAA-CREF has standout stock funds

The individual investor will never be king on Wall Street. But you've come a long way in the '90s, baby, and at least now you're living on the palace grounds. That's why institutional brokerages have been rushing to merge with retail houses, and mutual funds have been multiplying like rabbits. Everyone wants to serve the little guy, who these days may have $100,000 or more sitting in a 401(k) plan. Titans of finance haven't yet figured out how to sell you a fairly priced IPO, but there are enough of you out there to make the big boys bow in your...

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