MUSIC: THE SHAPING OF JEWEL

THE STREET-SMART OPTIMISM OF POP'S NEW GODDESS RISES FROM A LIFE OF NEAR POVERTY IN ALASKA AND SAN DIEGO

With her blue cotton top worn inside out and with black riding sweats overlaid by suede chaps, Jewel lounges bareback on the Thoroughbred quarter horse she calls Jazz. She wraps her arms around his neck after riding him in an indoor arena at the stable in Del Mar, Calif., a few miles from the house she has just bought outside San Diego. She'd like to take him on the road. "If Neil Young can go out with a truck full of Harleys, I can have a horse trailer. I'm sure country acts do." She pauses at that last sentence, as if...

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