From The Publisher: Nov. 11, 1991

For parts of this week's cover story on privacy, associate editor Richard Lacayo had to look at companies that collect and sell information on the bill- paying history of almost every adult American. Last year Richard sent off for a copy of his own credit report. What would that personal experience tell us about the story he was investigating, we wondered.

Lacayo wanted to see a copy of his credit report because he had applied for a mortgage and knew that his bank would be seeking the same information. He sent his request to TRW, one of the companies that compile...

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