Caught in the Middle

! Tina Bochart no longer answers the telephone at State Bank of Dannebrog, Neb., with a cheery "Good morning. State Bank." Instead, she simply says, "FDIC." Bochart, a former assistant cashier, goes on to explain that State Bank, the only bank in town, has folded and been taken over by the Federal Deposit Insurance Corporation. "We're here," she says, "until things are cleaned up." The closing is a severe blow to Dannebrog, a farming village of 380, where the landmarks are groves of giant sycamore trees, a Lutheran church spire and the Silver Dollar Bar. Ray Johnson, owner of Johnson Grocery,...

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