"You know, George, I feel that in a small way we're doing something important, satisfying a fundamental urge. It's deep in the race for a man to want his own roof and walls and fireplace. And we're helping him get these things . . ."
-- Peter Bailey to his son George in It's a Wonderful Life
In the 1946 film, George Bailey took that advice to heart and, despite the requisite dramatic difficulties, made his family's building and loan association a pillar of the community. But in real life, the outcome has been much different. America's failed savings and loans...
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