A Head-On Collision: California auto-insurance rate revolt

California's attack on auto-insurance rates may inspire a wider revolt

Like many Californians in the fast lane, Julie Kulas believes that the good life calls for a sleek and stylish car. So when the Los Angeles banker bought a new auto two years ago, she chose a $20,000 Porsche. That was the easy part. When she went shopping for auto insurance, two companies refused to insure the sports car. Stunned by their rejection, Kulas wound up with a firm that charges $4,600 a year to insure the Porsche and her husband's BMW. Says she: "This is outrageous. We're being penalized just because we have nice cars. We could buy another one...

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