When pets need expensive medicine or surgery, many owners have them killed to avoid big veterinary bills. Now some people are circumventing that painful decision by taking out health policies for their pets.
Under Veterinary Pet Insurance, a program started by a group of 700 California vets, dogs and cats up to 15 years old can be covered against accidents such as poisonings and auto injuries (cost: $19 a year). For complete health coverage, a major medical plan runs from $44 to $109 a year, depending on the pet's age. The policies will pay for surgery, dental work, X-rays, even chemotherapy treatments...
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