Home Finance in an Electronic Age

For some 200 customers of New York's Chemical Bank, the tedious chore of checking their balances or paying their bills no longer means standing in line at the neighborhood branch office. Instead, they simply switch on their Atari home computers, telephone a special Chemical Bank number, punch in some secret password codes and numbers into their machines and conduct all their banking business from their living rooms.

Chemical's foray into bank-at-home personal computing, dubbed Pronto, was announced last week. This was the latest move by a growing number of banks to cash in...

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