What, other than Silicon Valley garages, has made millionaires out of 1,144 Americans over the past two decades? The answer is state lotteries, which for three straight months have set record payouts for North America. In July a retired Bronx carpenter won $20 million in the New York State lottery, and in August eight players shared a purse of $24.6 million in the Ohio Lotto. Last week a Chicago printer, Michael Wittkowski, 28, claimed sole possession of a $40 million prize that had built up in the Illinois state lottery.
Wittkowski, who will collect his windfall...
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