Cash with a Lot of Class

Not all bank customers are grousing about high fees, impersonal service or long teller lines. Wealthy depositors seldom experience any of those indignities. For them, banking has become more convenient and financially rewarding than ever before. At the Manufacturers Hanover headquarters at 270 Park Avenue in New York City, customers with a net worth of more than $ 1 million carry out their transactions in an inner sanctum with dark paneled walls and deep-green carpeting. At least two officers familiar with the individual's finances are on hand so that the customer can borrow $500,000 for, say, a vacation home with...