Law: Pay Now, Sue Later

Under group insurance plans, legal services are affordable

When a 31-year-old manufacturing-company executive moved out of his rented home in Oregon, the landlady kept $125 of his $325 security deposit. That sort of thing happens often enough. When it does, tenants usually consider the morass of paper work and legal fees likely to result from bringing suit and glumly drop the whole thing. But this executive and his employer had each been contributing just over $1 per week to a group legal insurance plan, underwritten by Midwest Mutual Insurance Co. and sponsored by the Oregon State Bar Association. The tenant simply...

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