BANKING: Minority Report

Banking is still a white man's business, but getting a bit less so. Though blacks, Latins and Indians encounter difficulty swinging loans at many conventional banks, growing numbers of them are turning up behind the loan desks and in the executive suites of some unconventional ones. The National Bankers Association counts 53 banks round the country that are owned and operated by nonwhites, more than triple the number a decade ago. Though that is still a tiny fraction of the nation's 14,000 commercial banks, the growth is accelerating; federal and state authorities are considering charter...

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