INSURANCE: They Are All Afraid of Herb the Horrible

The chairman of a billion-dollar insurance company shouts "Denenberg!" whenever he misses a putt on the golf course because that is the nastiest oath he knows. Other insurance leaders as well as some hospital administrators, doctors, trial lawyers and auto-company executives can barely repress their anger whenever they hear the name. Of all the meddling bureaucrats and thorn-in-the-side consumer advocates who afflict big business, none is so infuriating as Herbert Sidney Denenberg, the insurance commissioner of Pennsylvania.

Insurance commissioners are often bland political appointees who rubber-stamp rate increases, but Denenberg is doing...

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