ILLINOIS: The Inviting Crib

The State Bank of tiny (pop. 150) Virgil is a two-story, stucco-covered brick building on a nameless blacktop road. It has 500 depositors, $707,000 in deposits and assets, and five directors, most of them retired farmers, all but one, members of the same family. It is the sort of crib that "Pretty Boy" Floyd could crack while sucking tomato seeds from between his teeth.

It had been held up three times: for $4,090 last October; $1,750 the next month; $1,917 in January. The third time, a customer was shot in the hip when...

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