Credit: College on the Cuff

Any skeptics who still doubt that the cashless society is only a credit card away should have visited Ohio State University last week. There, with all the aplomb of executives signing for an expense-account lunch, student after student stepped up to the bursar's desk during registration, pulled out a shiny Bank-Americard and announced: "I'd like to charge it on my credit card, please."

College-by-credit-card is backed by Columbus' City National Bank, which in 1966 became the first bank in the state to offer a major credit card. So far, 150 students have signed on the line, and the bankers expect...

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