Just a few years back, Don Over was a craps dealer in Las Vegas, Merlyn Mickelson was a disk jockey in Wadena, Minn., and Al Maisin was a long shoreman in San Francisco. Today all three have one thing in common: they are millionaires. Becoming a millionaire is still an eminently realizable goal for many Americans, and many of them like Over, Mickelson and Maisin start the journey with little or no capital and reach the magic $1,000,000 mark well before they are 45. In the past decade, about 5,000 new...
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