Robert Joseph Boltz was born into the world with an asset beyond price—an old Germantown family name. Conservative, religious, ultra-scrupulous in business matters, Philadelphia's Germantown families yield nothing to Boston's Brahmins. Among them the highest recommendation is the simple phrase "He comes from a fine family." Robert Boltz did.

He went to Germantown Academy. The discovery, in his teens, that he was totally color-blind dashed his ambitions to go to West Point. For a time he attended Massachusetts Institute of Technology with the vague idea of becoming an engineer. The Boltz family business...

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