Letters, Apr. 24, 1933

Earthquake Collision

Sirs:

In your issue of April 3, under the heading Catastrophe you say "Motorists whose cars had been mutilated by falling wreckage find to their sorrow that earthquake hazard is not covered by standard automobile insurance."

This statement is correct as to legal interpretation, but in fact both the Board [of fire underwriters] companies and the major mutual companies adopted the policy of paying all claims for such damage on the theory that it was a loss due to collision, so the unfortunate automobile owners are being reimbursed, if insurance was carried...

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