For days things had been going from bad to worse with Major Charles St. John Rowlandson of London. He had debts that must be paid at once. On a £50,000 life insurance policy, relic of a happier day, he had already borrowed nearly £7,000. And, worst of all, his policy would lapse entirely unless he could rake and scrape together £1,500 to pay an overdue premium by 3 o'clock one afternoon last fortnight.
At 2:30 p. m. Major Rowlandson made a last effort to pay off his creditors. He...
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